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HAPPY NEW YEAR 2012 AND THE ENGINE OF TIME

My Christmas and New Year season has been largely devoted to reading as much as possible about the antiquated and quite destructed cities of Pompeii and Herculaneum, Italy, as also the surrounding areas that included other equally destroyed settlements (Stabiae, Opiontis, Boscoreale with additional architectural remains and explorations found in the neighboring area at Boscocetrasae, Murecine, Somma, Vesuviana, Terzigno and Torre del Greco) which, unfortunately, are often unattended by the public, save but for dedicated archaeology teams and research campaigns.

Reference – (I am using as reference for this post a comprehensive site called “AD79eruption, Destruction and Recovery” (though I have accessed many more), because it is the most extensive and easily navigated with an array of features that few others include) – Maps as follows:

  • Pompeii
    Herculaneum
  • However, one can just access information that exists today about Pompeii and an array of information about the additional locations and archaeological issues will soon become available, if one has time to spend following names, dates, locations and all the referential rest. All of these locations were consumed by the variety of destructive effects in the eruption of Italy’s Mount Vesuvius that began on August 24, 79AD. Most of us contemporaries have heard and read a bit about Pompeii’s dreadful end from that event, but the entirety of the destruction that occurred throughout the Pompeii and adjacent areas by that eruption — with accompanying earthquake years prior to that eruption — was catastrophic.

    I am no archaeologist and I recognize that my knowledge is quite limited reading about these locations and the events that destroyed them when compared with those who have devoted their entire academic lives to both explorations and documentation of specific aspects of this locale, especially as to specific Roman villas and other buildings, as also the civilizations that populated each city, town and settlement.

    So I don’t attempt here to present anything as to discovery or unique insight, but to, instead, share my experiences discovering the area, generally and specifically. I have always been extremely moved by the discoveries made by archaeology about Pompeii and the surrounding, also affected areas, with particular sentiment attached to the nearby town of Herculaneum, long since perished by several pyroclastic flows from Mount Vesuvius’ eruption, and encased in volcanic mud all these centuries after being mostly broken apart by the earlier monstrous effects of the eruption such as shockwaves, earthquaking and pumice and boulders raining down upon the location. Only a small portion of what is believed to be the larger town of Herculaneum has even been unearthed and one can only imagine what lies beneath the modern infrastructure that sits forty feet or so above the antiquated, buried level that is Herculaneum.

    My sentiments about Herculaneum run deep and I continue to be immensely moved, emotionally, by the people who lived and perished there and I lack words to explain just why that is so. Also, as to Pompeii, having now used Google Earth and Google Maps to further explore Pompeii, I am uncannily moved by several locations there and continue to return to them in my thoughts long after leaving books and internet sites about these.

    Using Google Maps’ Street View as to Pompeii, my initial visit there was done prior to familiarizing myself with any schematic of the city, nor guide/reference as to structural and street names, and yet I was able to “walk through” to exactly the specific locations that were most familiar to me for reasons I cannot explain. One particular location on that walkthrough matched nearly completely to visuals I had as a young child that I could never place to anything I knew then, or since until recently. So I am mystified by my knowledge as to a ground-level view and familiarity of Pompeii as also Herculaneum, with this one location (the Herculaneum Gate in Pompeii and street area just outside that Gate) being something I’d earlier pictured in my mind’s eye yet never had seen before in reality until just this past few weeks via Google’s walk-through feature.

    As a child, I had truly awful recurring nightmares of being consumed by something I could never explain to anyone who asked me later about the dream imagery, something immense, big, extremely hot and all encompassing that literally consumed me atmospherically. From that traumatic event, I would wake crying and would go about trying in vain to explain just what had just occurred in the dream, and this dream recurred several times in my youth, and after each event, which would wake me abruptly, I could never quite explain just what I’d dreamed, yet remembered it visually and sensually quite specifically — at that young age, I lacked the language to explain the ruinous experience.

    But just prior to this awful experience, in these dreams, I was carrying something large, flat and round and was beside a young boy who was hauling a small cart that had two round wheels, and we were both standing just beyond some sort of very large “double-T”-shaped stone structure that we had just walked through, and then this terrible event began and I’d wake in an awful fright. The dreams were so vivid and traumatic that I have remembered them throughout my life, while other bad dream experiences have long since passed away, as they should. This one and recurring nightmare, however, from my youth was demonstratively impactful and unusually affecting of my senses such that I can even today recall it visually, clearly.

    When first using Google’s Street View in the last few weeks, then, to access the excavated area of Pompeii, without guide or foreknowledge of the Pompeii streets and map, I ‘walked’ directly from what had been the Pompeii waterfront area all the way through the ruins and then directly on to the Herculaneum Gate and there it was, exactly what I’d dreamed about in my youth. I have no explanation about this — since I do not believe in such a thing as ‘reincarnation’ — but I certainly did and have had profound mystical familiarity with Pompeii and especially with Herculaneum and about that, I’ve been musing over this in these recent weeks, especially after finding the existing remains of Pompeii’s Herculaneum Gate a visual match to the image from that memorable, difficult childhood dream. Obviously, in my childhood, Google didn’t exist, I’d never visited Pompeii (nor Italy at large), nor never viewed any images from the ruins there, nor even so much as read about them, yet there was that dream imagery with such profound impact on my mind, memory and emotions.

    I can readily imagine more than a few of the lives lost there on August 24, 79AD, as also on the next day of August 25 when Vesuvius continued it’s carnage. Truly, when I return to Pompeii, as also and especially as to Herculaneum, I feel quite present there in such a fashion that reaches beyond the intellectual.

    So I am puzzled as much as anyone as to my reactions and emotions about these people and locations long since perished and buried in the earth yet preserved minimally by the destroying flows from Vesuvius that made it possible for me, for us today, to know them. The infrastructure and populations were ruined demonstratively but just of aspect of each remains today because of the effects that destroyed them such that it is possible to even discover these — a blessing in a terrible damnation that also impresses me as highly unusual metaphysically and from a perspective of human civilization.

    There are personal affects and grand architecture, along with human skeletal remains in Herculaneum and Pompeii, and plaster casts taken of some who perished in Pompeii where their bodies were originally encased in volcanic ash and since destroyed by time, leaving only their impressions in the hardened ash from whence observant excavators made these casts during explorations of Pompeii.

    Along with these impressions left by human beings in Pompeii can also be found horses, donkeys, dogs, a pig, sheep, even a group of mice and tree trunks and roots, all represented in our current time by the plaster casts made by excavators of the voids their perished bodies left in the hardened volcanic ash. There are carbonized pomegranates, loaves of bread found on an equally carbonized wooden board, the remains of an egg and a bouquette of flowers in Herculaneum likely dropped by someone fleeing for their life soon lost and much personal effects among which are great wealth where the humans met their ends, including jewelry, coins, elaborate silver and gold wares, bronze and marble statues, immensely beautiful, elaborate mosaics and frescoes — all of this but a portion of the effects the populations in these areas possessed but a mere fragment of what has been found, and likely also, only a portion of what the fleeing populations were able to grab and run with. Much of these areas were exploited — in the earlier centuries before any academic, professional excavations began — by persons tunneling through underground structures, destroying and scavaging precious, irreplaceable original works of art and antiquities, so we in contempoary times will never know to what extent the Pompeii and Herculaneum (and surrounding) areas owned and enjoyed immensely beautiful luxuries and abundant lives. The area was and is today rich with agricultural abundance, primarily due to vineyards and olive groves and, of course, the nearby sea. Pompeii also had a wool-producing industry from what has been discovered there, as also a large ampitheatre such that the gladiator trade was thriving there, for sport and defense.

    Pompeii was encircled by three kilometres of defensive walls pierced by seven gates with watch towers at the weakest points on the northern and eastern flanks. The seven gates, the purple pins on the plan below [note, see map for reference here], were (clockwise): the Marina Gate, the Herculaneum Gate, the Vesuvius Gate, the Nola Gate, the Sarno Gate, the Nocera Gate and the Stabia Gate. Of these, the best preserved are the Marina Gate, the Herculaneum Gate, the Nola Gate and the Stabia Gate. The Vesuvius and Sarno gates both sustained considerable damage during the eruption.

    I am now merely musing about a small portion of what I’ve come to know about the Pompeii, Herculaneum and surrounding area as excavated, discovered and studied by others, but this brings me to my title reference as to time: after returning again and again to these areas via the internet recently, I’ve been thinking about time as a construct, something our human civilizations have created to establish and maintain order, to quantify our existence and our relationships and references, to explain how physical matter is reduced by elements on a gradual exposure to adverse effects — how things “age” in other words, including our own bodies, relationships and the objects we use and make along with the natural world — but how it is that time is merely human in measurement in these regards. Without time measured by our hour-glasses, reflections in mirrors, changes in our bodies and in others’, wear and tear in our possessions and more, without time as we humanly define and refer to it by the breakdown of matter, it becomes quite possible to be present at and with different peoples and experiences that cannot be explained except by abandoning the physical sciences for the most part and perceiving, instead, the non-quantitative that surely does exist, though we cannot measure it or see it clocked on our behalf. Time, it seems, really does fold in on itself or back on itself, or both, when we consider it as an observer and not as one who measures distance.

    Otherwise, I have no idea how it is that I am so familiar to a point of emotional experiences remembered in this life that reference so many centuries ago as the clocks have measured. Perhaps what I am familiar with isn’t measurable by any tool I am familiar with other than my imagination.

    “Winged Victory Carrying a Golden Tripod”

    One of many remarkable, beautiful paintings that adorn the excavated walls of the Inn of the Sulpicii, “the remains of a villa about 600m south of Pompeii’s Stabia Gate near the ancient mouth of the River Sarno.” This and the other paintings were rendered on the walls of the dining area in this Villa.

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    MERRY CHRISTMAS, 2011

    Fresco painting by Beato Angelico, “Nativity”

    Today is a beautiful, bright and clear day – not one cloud in a quiet, sunny sky – and this day is peaceful, still and meaningful.

    Wishing you a wonderful and Merry Christmas, this year as always.

    This day is not about what goods and merchandise we receive or gave, but an offering of freedom from the burden of all that weight (*), that we might lay it down and accept ‘other measures’.

    (*) Eggnog and lazing around in the pajamas as long as possible excepted.

    More:

    ‘Glitter’ hides meaning of Christmas, Pope says
    - from CBC News, December 24, 2011

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    “Santa Claus and The Reindeer sing ‘White Christmas’”

    Merry Christmas to all readers.

    Santa Claus and The Reindeer sing ‘White Christmas’

    From the Washington Examiner:

    NORAD Santa trackers having record holiday
    by Kristen Wyatt, Associated Press, December 24, 2011

    Santa’s piling up more than presents this year. The big man’s trackers at NORAD say Santa Claus is also breaking records this Christmas Eve.

    Volunteers at Peterson Air Force Base in Colorado were fielding 4,000 calls an hour Saturday morning, on pace to break a record. Also, Santa’s NORAD Facebook page exceeded 840,000 “likes” by midmorning. Last year, Santa had 716,000 “likes.”

    Volunteers at NORAD Tracks Santa said kids started calling at 4 a.m. Saturday to find out where Santa was.

    “The phones are ringing like crazy,” Lt. Cmdr. Bill Lewis said Saturday.

    The North American Aerospace Defense Command has been telling anxious children about Santa’s whereabouts every year since 1955. That was the year a Colorado Springs newspaper ad invited kids to call Santa on a hotline, but the number had a typo, and dozens of kids wound up talking to the Continental Aerospace Defense Command, NORAD’s predecessor.

    The officers on duty played along and began sharing reports on Santa’s progress. It’s now a deep-rooted tradition at NORAD, a joint U.S.-Canada command that monitors the North American skies and seas from a control center at Peterson.

    NORAD’s Santa updates are blowing up on social media, too. In addition to the website and Facebook and Twitter pages, Santa this year has a new tracking app for smart phones. The app includes the Elf Toss, a game similar to Angry Birds.

    Online:

    http://www.noradsanta.org

    THE PROFANE:

    For reasons known only to her vanity, Michelle Obama answered NORAD calls to Santa from children. Tax dollars squandered on indulging this woman’s ghastly vanity, along with photos published on Christmas Eve of her laughing face on the ‘phone — what this has to do with Christmas is obvious: nothing. But what it has to do with her and assisting wasters ridiculing Christmas is also obvious: everything, in keeping with her decorating the White House this year honoring a dog, with nary a cross, manger or Christian reference seen. It’s all about her, it’s all about ridiculing Jesus Christ and America, and, in Michelle Obama’s own words, it’s all about praying to “faeries” including “the Tooth Faery.”

    Bunni says:
    December 25, 2011 at 11:23 am

    OMG it gets worse, did you read the transcript of the drivel this mooching cow spewed out to the poor kids who tried to call santa and got SATAN instead????

    http://blogs.suntimes.com/sweet/2011/12/michelle_obama_takes_kids_call.html

    read down to the part where the hag said they prayed to “every fairy they could think of”, we know who’s top on that list.
    Excuse me while I loose my Christmas cookies now, WHY must they RUIN EVERY FREAKING HOLIDAY?

    The objective — as to Mo The Glutton and Bo The Putter ruining ‘every freaking holiday’ — appears to be to ruin every aspect of the U.S.A. And anything and everyone the U.S.A. values (though they did give “faeries” their due and Obama has graced another golf course after dining on expensive sushi minutes after ‘touching down’ in Hawaii after all his crocodile-tears about ‘suffering Americans’).

    Thus, the profane, it is Mo The Glutton and Bo The Putter. The rest of us will continue otherwise to praise and value both the U.S.A. and our Allies, as we do also celebrate this Christmas as a miraculous gift from God.

    Reference, mentioned in the above:

    Update From Hawaii: Obama Wastes No Time Hitting the Golf Course
    - from Weasel Zippers, December 24, 2011

    Class Warrior Barack Obama Heads To Ultra-Swanky Sushi Restaurant Immediately Upon Arrival In Hawaii…
    - from Weasel Zippers, December 24, 2011

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    HAPPY THANKSGIVING FROM GEORGE WASHINGTON AND ME

    From former President George Washington:

    Thanksgiving Proclamation

    [New York, 3 October 1789]
    Page Image.

    By the President of the United States of America, a Proclamation.

    Whereas it is the duty of all Nations to acknowledge the providence of Almighty God, to obey his will, to be grateful for his benefits, and humbly to implore his protection and favor– and whereas both Houses of Congress have by their joint Committee requested me to recommend to the People of the United States a day of public thanksgiving and prayer to be observed by acknowledging with grateful hearts the many signal favors of Almighty God especially by affording them an opportunity peaceably to establish a form of government for their safety and happiness.

    Now therefore I do recommend and assign Thursday the 26th day of November next to be devoted by the People of these States to the service of that great and glorious Being, who is the beneficent Author of all the good that was, that is, or that will be– That we may then all unite in rendering unto him our sincere and humble thanks–for his kind care and protection of the People of this Country previous to their becoming a Nation–for the signal and manifold mercies, and the favorable interpositions of his Providence which we experienced in the course and conclusion of the late war–for the great degree of tranquility, union, and plenty, which we have since enjoyed–for the peaceable and rational manner, in which we have been enabled to establish constitutions of government for our safety and happiness, and particularly the national One now lately instituted–for the civil and religious liberty with which we are blessed; and the means we have of acquiring and diffusing useful knowledge; and in general for all the great and various favors which he hath been pleased to confer upon us.

    and also that we may then unite in most humbly offering our prayers and supplications to the great Lord and Ruler of Nations and beseech him to pardon our national and other transgressions– to enable us all, whether in public or private stations, to perform our several and relative duties properly and punctually–to render our national government a blessing to all the people, by constantly being a Government of wise, just, and constitutional laws, discreetly and faithfully executed and obeyed–to protect and guide all Sovereigns and Nations (especially such as have shewn kindness unto us) and to bless them with good government, peace, and concord–To promote the knowledge and practice of true religion and virtue, and the encrease of science among them and us–and generally to grant unto all Mankind such a degree of temporal prosperity as he alone knows to be best.

    Given under my hand at the City of New York the third day of October in the year of our Lord 1789.

    Go: Washington

    NOTE: View this Proclamation by George Washington as it was written in the original in his own hand.

    And Thanksgiving Best Wishes from me:

    As is evident in the Proclamation by George Washington, quoted above, he was a righteous individual: a man of principle, of Judeo-Christian faith in Almighty God, a humble man in relationship to his achievements and obvious gifts of leadership, courage and faith, and a blessing from God to our nation, new at his time and made possible by his and others’ remarkable bravery and clarity of mind, heart and faith.

    I am grateful, thankful, today that we as a nation maintain our ability to select for ourselves to follow such a man’s leadership as was George Washington’s, and to continue to seek and support our ideals in these regards, as also in the privacy of our individual lives.

    Happy Thanksgiving to all.

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    suzyriceimage.com NOW UPDATED

    My other site, suzyriceimage.com, has eliminated the sub-domain, “suzyriceimage.com/gallery” and republished all content in the domain’s home directory, suzyriceimage.com. All links in the pages on that other site have been updated effective today and apologies to any/all who accessed the site over the past several weeks while the links remained broken.

    All image files are now displayed properly, all links now updated.

    However, all incoming links to suzyriceimage.com which have accumulated over the years — to the older address at the sub-domain of /gallery — are now broken and about this, it’s a good thing. Hotlinking attempts to my image files, some ridiculously disturbed Wastelanders and other Liberal Trash engaged in self-immolating gossip will now reap a 404-page instead of my content they have so deleteriously targeted.

    Thanks again for all who visit either or both of my sites, and, wishing all a very Happy Thanksgiving. I’ll resume posting here this evening about other issues.

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    SUZYRICEIMAGE.COM BEING UPDATED THROUGH TOMORROW

    UPDATE: The editing of suzyriceimage.com will occur Monday and Tuesday, November 07 and 08.

    To readers who access my GALLERY site, suzyriceimage.com: you will find broken links and missing displays of image files throughout that site until the site’s updating is completed, planned for tomorrow.

    In explanation of the situation: the GALLERY contents were relocated on my server at my request for technical reasons, resulting in the original links now being “broken” due to relocation from one area of my hosting account to another.

    However, the site itself continues to be available with all written content — only many of the image file links are still in need of being updated.

    I continue to praise my excellent webhost, LivingDot.com, for their expertise, kindness and exceptional technical support. If you are in need of a superior webhost for both or either personal blogging or commercial website purposes, you won’t find a better host than LivingDot.com — they install and maintain WordPress and other content management programs for their clients and my sites would not be possible without their wonderful helps.

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    HOARSE AND HOUNDING: OCCUPY SAN DIEGO HARASS POLICE

    Mind the language, if not the entire escapade captured in this video: it’s an exercise in remaining calm in the face of people who are utterly out of touch and likely not easily summoned back.

    With the common theme by the Left of “police cruelty” and similar castigation of law enforcement, this video proves otherwise.

    Occupy San Diego’s Own Lefty Media to Police: ‘You’re a F***ing Joke!’
    - by Dan Gainor with MRCTVone, October 28, 2011

    Occupy Wall Street, the global socialist/communist/anarchist revolutionary movement, wants to bill itself as mainstream and peaceful. They have complained loudly that police are pushing them out of their illegal gatherings in different cities, resulting in one severe injury in Oakland.

    They don’t talk about how they taunt, harass, intimidate and threaten the very police they are complaining about. (Full video here.) In a video from the Occupy San Diego protests, a man and woman, who are running the live video feed and claim to be from “the f***ing press,” complain loudly, obscenely and long about not being allowed access to the site where police are removing protester tents. At one point, the female member of the team screams at the police: “Get a new f***ing job” and “You’re a f***ing joke.”

    The two “press” members, who claim even to have press credentials, proceed to scream for several minutes at the officers, call out one policeman, threaten to show the video to his daughter and call on their audience to “docs” the policeman. “You will not hide, Officer Pollack,” threatens the male protester. That’s a reference to the hacker group Anonymous, which is behind the protests, and calls on viewers to investigate the officer in question. The man in the pair also says “We are legion,” which is an Anonymous motto.

    Here are a few highlights of the liberal press’s love for police: (– Continued ).

    For whatever alleged “student loans” these screamers want forgiven for whatever school they attended, they didn’t pay enough and they received far too little if their behavior is any indication of what the average “Occupier” is all about.

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    PATHETIC USERY: OBAMA’S LATEST HUSTLE, LYING TO COLLEGE STUDENTS

    Obama’s Student-Loan Order Saves the Average Grad Less Than $10 a MonthThe monthly impact of the president’s new effort for most Americans paying off college debt will be between $4 and $8
    - by Daniel Indiviglio, The Atlantic, October 26, 2011

    We could all go bonkers trying to figure out just why some people are snookered into voting for a person such as is Barack Obama, what with the abundant information available about him that contradicts his equally abundant promises that reveal he’s a Grand Master Hustler specializing in the con. We could all go bonkers trying to figure out why some people either can’t or won’t discern the essence of someone lying to them, despite the smiles and Big Do accompanying the presentations, but it’d be a waste of time. Instead of trying to figure out why some people are as this, best to continue to provide information that would enlighten others when and if possible.

    Suffice it to say that there are just some people who are gullible and who refuse to learn or are not able to and it’s a waste of time to spin one’s wheels about why they persist in bowing to wrong directions and false promises that are often based upon flamboyant tableaus that, when examined more closely or even just examined at all, are discovered to be a catch-all plan by those others whose actual plans are to victimize. It’s called people being hustled, it’s called people being conned, it’s called the victimization of others by predatory personalities and it’s also called a bad deal by bad dealers.

    Obama is one of those bad dealers: he’s mastered a great big presentation method at just about everyone else’s expense and it’s made possible and continues to be so because just enough people either don’t realize the penalty they’re paying or they’re paying this Big Hustler with his Big Do to rip-off others (thus, his big dollar donors, particularly in media, trained in misleading others — particularly youth — and inducing them to enjoy being misled).

    Obama’s latest Big Do is his pronouncement from a podium at the University of Denver in Colorado yesterday that he’s soon to provide a “stimulus for college students,” that he’s got at the ready — and damn Congress because he doesn’t need the Constitutional assignment of Balance of Powers and considers Congress in his way, anyway, so he’s flipping-off Congress and just pronouncing some additional Big Do that manipulates our nation’s college lending system.

    In doing so, Obama is not solving or resolving anything, and he’s certainly not addressing the actual problem (the shocking and continued rise in college costs). He is, instead, increasing the hardship, aiding in the pain and suffering that he is, instead, claiming to be there to assist (but isn’t). He’s avoiding addressing why education has become so costly — unions, predominantly, in all the parameters of benefits and salaries and perks, for public employees. Keeping students enrolled assists their own profit and feather-bed comforts, and promoting loans to students to do so amplifies that.

    Forget for a moment that what Obama promises “soon” will not occur until after 2014, soon enough, supposedly, for him to be re-elected and wreak more havoc. So his calendare math isn’t the same as the normal person’s, but it’s his financial and economic ‘math’ that’s the biggest misrepresentation of reality:

    From the article linked above:

    Of the many long-term problems the U.S. economy faces, student loans are a big one. Education costs are rising very quickly and incomes aren’t. As a result, students will have to borrow more and more money to obtain university degrees and will have a tougher time paying their loans. President Obama seeks to respond to this question with an executive order in the next part of his “We Can’t Wait” unilateral stimulus effort. While the president’s heart may be in the right place, his effort isn’t like to have much impact.

    The Problem: Student Loans’ Crazy Growth

    The cost of college is growing rapidly. That wouldn’t be a problem if incomes were growing as quickly as tuition and fees. They aren’t. In order to cope with the growing expense of college, more students are relying on bigger loans. The chart below demonstrates the problem pretty clearly:

    You can see (graph at the link) that student loans have grown by 511% since 1999. Meanwhile, disposable income has grown by just 73%. As this chart also shows, most outstanding student loan debt (82%!) was accrued by students over just the past decade.

    Obama’s Executive Orders

    The president seeks to make the situation a little bit easier for some of those graduates. He will create an executive order that has three components.

    He will clear the way for borrowers with direct government loans and government-backed private loans to consolidate their balances. The White House estimates that this will cut the effective interest rate on student loans by up to 0.5%.
    He will limit the amount of student loan payments to 10% of a graduate’s income. (Currently, the limit is 15%.)
    He will allow debt still outstanding after 20 years to be forgiven. (Currently, forgiveness occurs after 25 years.)

    Those last two orders are really just the president moving up the timeline of existing legislation. Both changes are set to go into effect in 2014, but the president will order that they go into effect as of 2012.

    The Impact

    Let’s consider the impact of each of these orders.

    Consolidation

    The first would clearly be the most significant, because it is aimed at helping more student loan borrowers. How much would an interest rate reduction of up to 0.5% affect payments?

    For the average borrower, the impact would be small. In 2011, Bachelor’s degree recipients graduating with debt had an average balance of $27,204, according to an analysis done by finaid.org, based on Department of Education data. That average has ballooned from just $17,646 over the past decade.

    Using these values as the high and low bounds of average student debt over the last ten years, the monthly savings for the average student loan borrower would be between $4.50 and $7.75 per month. Clearly, this isn’t going to save the economy. While borrowers with bigger balances would save more, this is the average. And even someone with $100,000 in loans would only cut their monthly payments by $28.50.

    Payment Limits

    As mentioned, the government already has a program for borrowers to reduce their student loan payments to a ceiling of 15% of their income. At this time, just 450,000 borrowers are participating. Clearly, all of those participants would benefit from lowering the max payment to 10%. But how many others would?*

    Student loan balances have really only ballooned over the past decade. So this change would affect very few Americans over the age of 32. For the young adults who it may effect, we must remember that educational attainment has some correlation to income. Those with the most debt will have attended business school, medical school, or law school. Most of those people will also have higher incomes, making them ineligible. For a person with the average student debt load, their annual income would need to be lower than $32,000** to qualify. The average income for Bachelor’s degree holders aged 25 to 34 is $40,100.

    Loan Forgiveness

    Of all these parts of Obama’s executive order, the loan forgiveness aspect will have the least impact. By moving the timeline from 25 to 20 years, it could be significant in the long run — but it won’t be felt for decades. Remember, 82% of the current student loan debt outstanding was accrued in just the past decade. So it will be at least another 10 years before any of those borrowers have hit the 20-year mark in their student loan payments.

    Can an Executive Order Really Do This?

    Some opponents of excessive executive power may question whether an executive order can really even accomplish these ends. The president is ordering a policy change for loan consolidation and changing the implementation date for previously passed legislation. Either of these actions could make for a really interesting court challenge, as both appear to stretch the limits of what an executive order was designed to do — shouldn’t Congress order such changes?

    In practice, however, the orders will probably go through without challenge. First, it isn’t clear that anyone who has standing to bring such a case to court would do so. The first measures may cost some private lenders some interest revenue, but they need to keep a conciliatory relationship with the government. The latter two measures would cost taxpayers. And even if such a challenge was brought, it could take the court a year or two to provide a final verdict. By then, unless a judge grants a temporary injunction, consolidation would already have occurred for most interested borrowers and the legislation’s stated implementation date would already be past for the latter two aspects of Obama’s effort.

    By calling for these measures, President Obama seeks to respond directly to young Americans stressed about their student loans. Indeed, one of the vague objectives of the Occupy Wall Street movement is for student debt forgiveness. But from a practical standpoint, these executive orders won’t have much of an impact. To take on the student debt problem more aggressively, the president would need some actual legislation that would shake the fundamental framework of the student loan system. (– Continued) .

    This is Barack Obama courting ongoing voter support from among gullible, college-age citizens who vote and/or who organize with others of their own age and influence. No disrespect to college-age voters but since all adult voters have been at some time in their lives “of the college-age”, those of us now past those years can look back and recall the vulnerability and impressionability and oftentimes outright neediness of that age.

    So someone coming along and promising Big Do’s, especially from the national stage of the Presidency, can make a big impression: you really believe them, you follow their ideas, you really, genuinely believe they care and will help or pose an opportunity you can follow that will be beneficial.

    Instead, the reality learned through life lived beyond those years teaches the survivors that those are often illusions, particularly when coming from politicians, which is sales of the most pronounced kind: promises are easy to make, fulfillment of promises rarely measures up to the sparkly quality of the presentation.

    Obama is avoiding explaining to listeners that his “Stimulus for College Students” will, indeed, impact them badly. What few dollars’ helps they may experience (as above article and quote explains, something like four-to-eight dollars a month which is not going to resolve anyone’s difficulties in repaying their college loan debt), what helps they may experience will be vastly overshadowed and overwhelmed by harms to the nation’s economy, to their tax liability later (after college, when they go to work, they’ll be paying higher taxes for all those loans “forgiven” and charged to the general taxpayers, which by years after graduation will include those borrowers).

    Obama’s Big Do promises have been proven — even to basic readers — to be detrimental and contrary to wellness. He erodes economic well being, he whittles away at job “opportunities” and is ensuring that his “change” to this nation is erosive to it’s existence and quality. That equals reduction of everything people of college age, whether student or not, and everyone else of all ages, lives a life reduced in quality and increased in burden and hardship. Further eroding our national economy does nothing to create increased “opportunity,” most of all jobs. Obama’s doing his best to ensure that those jobs don’t exist.

    Read previous entry, too:


    FUNNY AND TRUE: “WHERE OCCUPY-WALL-STREET HEADLINES COME FROM”

    - from this site, October 27, 2011

    More, related:

    Obama Taps Taxpayers For Student Stimulus
    - by Chris Stirewalt, Fox News, October 26, 2011

    Obama unveils student debt-relief plan – ‘Can’t wait’ for Congress, president says
    - by Ben Wolfgang, The Washington Times, October 26, 2011

    …The average college student now graduates owing about $24,000, and the nation´s total college loan debt now tops $1 trillion and has surpassed total credit-card debt for the first time in history.

    Such high costs will likely make Mr. Obama’s plan popular among college students and recent graduates, many of whom remain shackled by debt and unable to find jobs.

    But some education specialists think the administration may go even further. Richard Vedder, director of the nonprofit Center for College Affordability and Productivity, said Wednesday’s action could be a step toward total forgiveness of all student loan debt, an unprecedented action that would throw financial markets into chaos.

    “That would be a disastrous move,” Mr. Vedder said. “The president’s idea just isn’t very good. I don’t know what the rationale is, other than political rationale. I don’t see it as a boost to the economy, and I don’t think it’s a help to higher education in the United States.”

    Some economists believe the effort could inject more money into the economy in the short term, since less of a graduate’s monthly income will be claimed by lenders. But in the long term, Mr. Vedder said, the move could backfire by causing private lenders to raise interest rates on other loans they make or simply “scare them off” entirely.

    The Education Finance Council, which represents a coalition of student finance organizations, also blasted the plan, arguing that it “does not address the real student loan problem: rising tuition and the lack of well-paying jobs.”

    UPDATE:

    Boehner “Keeping A Close Eye” on Obama Making Sure Law is Followed”

    “I thought we were a nation of laws and that our country was governed by our Constitution. And as I have been around my district and the country this year, there’s more of an interest in our founding principles than at any time in my political career. And when you talk about the founding principles, you realize that Article I gives the Congress of the United States the power of the purse and that the president has powers under Article II, and this idea that you are just going to go around the Congress is just, it’s almost laughable. And so we are keeping a very close eye on the administration to make sure they are following the law and following the Constitution,” House Speaker John Boehner told the Laura Ingraham radio program this morning.

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    FUNNY AND TRUE: “WHERE OCCUPY-WALL-STREET HEADLINES COME FROM”

    My only suggestion to improve the above would be that it included a more extensive coverage of the Leftmedia, to include the likes of CNN, CBS, NBC/MSNBC and ABC. Imagining their headlines here: “Heroic Protesters Demand the Joy of Socialism,” and, perhaps, “Eating Luxury Meals in New York on Someone Else’s Dollars.”

    After more than a month of this Occupy mess, there now are the predictable riots (in Oakland, in Atlanta, and I imagine elsewhere that escapes being reported), and, finally, a demand enunciated from this mess: they want college loans ‘forgiven’. Obama responds with announcing college loans will be forgiven while failing to mention to these gullible Occupiers that their interest rates will be higher (it’ll cost the borrowers far more for the loans before any “forgiveness” sets in at the twenty-year age of the unpaid balance — which I allege here because I strongly, strongly distrust Obama’s claim that borrowers “will be paying less” for their loans, now or later), and, most importantly, fails to reveal to the Occupiers that though they assume their student loans have been forgiven if they remain unpaid for twenty years after college enrollment, they’ll still be paying for them by way of the Internal Revenue Service.

    The result: they’ll either be working or not in twenty years after college but either way, their debt will be harvested from them, either in the loan repayment in full or via their taxes. Their only reward: they’ve been fooled again by the Big Hustler.

    “There is no free lunch,” which is, apparently, not taught in college, nor is it advised there that one should no longer take candy from someone promising you a free ride. Or take the ride, either.

    Reference:

    Obama Taps Taxpayers For Student Stimulus
    - by Chris Stirewalt, Fox News, October 26, 2011

    Obama unveils student debt-relief plan‘Can’t wait’ for Congress, president says
    - by Ben Wolfgang, The Washington Times, October 26, 2011

    The Occupy Wall Street diet
    - by Howard Portnoy, Hot Air’s Green Room, October 19, 2011

    OWSers Feasting Like Millionaires on Gourmet Cuisine
    - by Jim Kane, Gather News, October 19, 2011

    But, wait, the chefs in New York are now embittered and giving up (because they’re “tired of feeding freeloaders and homeless“):

    Occupy Wall Street kitchen staff protesting fixing food for freeloaders
    - by SELIM ALGAR and BOB FREDERICKS, New York Post, October 27, 2011

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